Buy here pay here car lots are a great option for people with less than perfect credit. Because they do their own financing, these dealerships can help people with a variety of credit histories. In fact, they are some of the only car dealerships in Minnesota that will help those with bad credit.

These Options Are Not Always Worth The Extra Money, And May Only Increase Your Monthly Payment.

A buy here pay here Minneapolis MN dealership will finance your car purchase without requiring you to take out a loan from a third party. In this way, you can purchase a car without having to worry about credit scores and credit ratings. Many people put off buying a car because of their low credit scores, but a buy here pay here dealership will help you get approved and drive away in your new vehicle.

A buy here pay here dealership will also finance you for less than you would normally pay. However, there are certain things to keep in mind before you decide to buy a car from a BHPH dealership. Some of them will require a high down payment, and they may also require you to make bi-weekly or weekly payments. Others require you to make these payments in person, and they will require checks or cash. Another important factor is whether they will report your payments to the major credit bureaus. If a dealer does not report your payments to the credit bureaus, you may lose the chance to raise your credit score. Also, dealers may try to sell you additional services such as GAP insurance or a warranty. These options are not always worth the extra money, and may only increase your monthly payment.